COMESA’s Digital Retail Payments Platform: A Turning Point for Local-Currency Trade and Financial Inclusion in Africa

1. A milestone for Africa’s payment landscape In a move that could reshape the way African countries trade with one another, the Common Market for Eastern and Southern Africa (COMESA) officially launched its Digital Retail Payments Platform in early October 2025. Designed to allow businesses and consumers to settle transactions directly in local currencies, the … Lire la suite COMESA’s Digital Retail Payments Platform: A Turning Point for Local-Currency Trade and Financial Inclusion in Africa

Is CBDC a Solution to Favor Financial Inclusion in West Africa?

The emergence of Central Bank Digital Currencies (CBDCs) offers both hope and caution for West Africa, where nearly 60% of adults remain unbanked (World Bank, 2022). While mobile money has expanded access, critical gaps persist, particularly in savings, insurance, credit, and cross-border transactions. CBDCs could become a transformative tool for financial inclusion. They offer a … Lire la suite Is CBDC a Solution to Favor Financial Inclusion in West Africa?

Les institutions financières et les fonds de la diaspora africaine

J'ai participé au podcast de Welly Diallo suite à sa charmante invitation et nous avons parlé de l'argent de la diaspora africaine, et des inititiatives des institutions financières dans ce domaine. Le podcast est disponible sur Apple Podcast, Spotify. Bonne écoute!

Crypto what?

As an expert in payments - or banking & financial services more broadly - I am often asked by my friends and family about what I am doing exactly. I try to explain but very often loose their attention... until I talk about crypto and Bitcoin. They guess I should have an opinion on new … Lire la suite Crypto what?

Monnaies digitales, instruments d’inclusion financière pour les pays émergents ?

Les promesses de rapidité, de transparence et de moindre coût associées aux crypto-actifs séduisent les populations des marchés émergents faiblement bancarisés et qui pâtissent d’une monnaie fiat instable. Un essor qui est surveillé de près par les autorités. Les banques centrales émergentes sont ainsi en première ligne pour émettre leur propre monnaie digitale. Les avantages … Lire la suite Monnaies digitales, instruments d’inclusion financière pour les pays émergents ?