The European Union has taken a decisive step toward reshaping the architecture of digital finance. In late September 2025, EU finance ministers agreed to advance the Financial Data Access (FiDA) Regulation, a cornerstone of Europe’s “open finance” framework that builds on PSD2 but extends far beyond banking.Yet one aspect of the decision drew global attention: … Lire la suite When Openness Meets Strategy: What the EU’s FiDA Decision Means for the Future of Digital Finance and Inclusion
Catégorie : Financial Education
Is CBDC a Solution to Favor Financial Inclusion in West Africa?
The emergence of Central Bank Digital Currencies (CBDCs) offers both hope and caution for West Africa, where nearly 60% of adults remain unbanked (World Bank, 2022). While mobile money has expanded access, critical gaps persist, particularly in savings, insurance, credit, and cross-border transactions. CBDCs could become a transformative tool for financial inclusion. They offer a … Lire la suite Is CBDC a Solution to Favor Financial Inclusion in West Africa?
Les institutions financières et les fonds de la diaspora africaine
J'ai participé au podcast de Welly Diallo suite à sa charmante invitation et nous avons parlé de l'argent de la diaspora africaine, et des inititiatives des institutions financières dans ce domaine. Le podcast est disponible sur Apple Podcast, Spotify. Bonne écoute!
Crypto what?
As an expert in payments - or banking & financial services more broadly - I am often asked by my friends and family about what I am doing exactly. I try to explain but very often loose their attention... until I talk about crypto and Bitcoin. They guess I should have an opinion on new … Lire la suite Crypto what?
CBF – Business Bootcamp 7: Financial services – what do banks offer?
This module will focus on the different options for financing, focusing on what banks offer, and how to assess if they are right for your financing needs. By the end of this session, you will be able to understand the bank’s own objectives and decide if what the bank offers is suitable for your business … Lire la suite CBF – Business Bootcamp 7: Financial services – what do banks offer?
Reflexions 