Dr Estelle Brack is an Independent Consultant, dedicated to Banking and Financial services and Economic Analysis, with a strong focus on Africa.
She founded KiraliT (pronounce « kirality ») in July 2019, helping institutions to grow through Strategic Advisory, Training and Funding Solutions to all types opf institutions, from startups, SMEs to governments.
She was previously Chief Economist and Program Director for International Payments and Solutions at Natixis Payments, a subsidiary of Groupe BPCE (Banques Populaires – Caisses d’Epargne), the second largest French Bank and then at its subsidiary dedicated to Payments – Natixis Payment Solutions – between January 2015 and April 2019.
From 2006 to 2013, she was Deputy Director for European and International Affairs at the French Banking Federation, as Senior Adviser for International Affairs and Senior Economist.
She held the Chair of the Statistics Working Group of the European Banking Federation from 2009 to 2013 and was as well a Member of the International Affairs and the Economic and Monetary Affairs Committees.
She began working for Payments in 2000 when she joined the Head Office of Banque Populaire Group in Paris, as Project Manager in charge of implementing and supervising the introduction of coins and banknotes in Euro (as well as the taking out of circulation of the ancient French Franc). After 2002, she moved to strategic projects and inter-banking relations for card payments and electronic money.
She started her professional carrier in 1999, as Director of strategic studies at a Japanese company, KSM.
Estelle is also Senior Lecturer at the University Paris-II Pantheon-Assas and at iReMMO, dedicated to Middle East and Mediterranean Studies. She is also Board Member at iReMMO.
She has written two books as well as many papers and articles in banking and development economics. She is a regular contributor for African Banker and African Business. She is member of the OECD-MENA Women’s Business Forum and promotes actively Financial Education Programs implementation in Africa.
She is co-Ambassador for France of the European Women Payments Network (EWPN).
Estelle earned a PhD
in international economics, money and banking with honors from Paris-II
Pantheon-Assas University in 1997.
 Arab Banking and Financial Systems: Towards a Single Model ? in March 2012 and The Mutations of the Banking and Financial Sector in Africa in March 2016, L’Harmattan editor.